Christmas time is a time for love, laughter and gifts. For some it is also one of the most financially draining time of the year. These money tips will allow you fully enjoy Christmas without feeling financially drained or getting into debt.

Christmas this year should 100% be a chance to relax, rest up and spend time with loved ones. However, Christmas can be a time which has a significant toll on the planet in the western world. In light of this, here are some simple switches for a very much still festive, Christmas season.